First Generation Americans tend to think about personal finance differently than others.

This isn’t about being the victim. But we definitely work a bit harder to understand the financial systems around us.

In many cases, our parents simply only know the bare basics: open a savings account, save money, and plan for emergencies. It’s enough to survive, but not thrive.

Some of us even remember reading contracts or other documents in English and trying to explain them at the bright age of 5.

If you’re like me and still figuring it all out, here’s the basics—

1. Save for an emergency fund.

2. Look at investing in a retirement account.

3. Buy up to your employers 401k match.

4. Buy index funds (I like VOO and VTI).

5. Teach others. Together we rise.

Looking for more? Check out my free 38-page e-book here:

justinhuynh.com/access/personal-finance

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