# Justin Huynh

> Senior Product Manager who builds 0→1 products in fintech, credit and consumer finance, and an Accredited Financial Counselor®. Building credit infrastructure for AI agents at CRS; before that he ran a 7‑figure product portfolio at Consumer Reports and was employee #16 at Doorvest. **Open to new opportunities: Principal or Group Product Manager roles (remote only) and contract or fractional product consulting.** Email: [justin@justinhuynh.com](mailto:justin@justinhuynh.com).

This is the Markdown version of [justinhuynh.com](https://justinhuynh.com/), written for AI agents and tools. People see the same story as an animated flight log.

## Availability

Justin is open to new opportunities, including:

- **Full-time Principal or Group Product Manager roles, remote only**, especially in fintech, credit, consumer finance, AI agents, and products that help people with money.
- **Contract and fractional product consulting**: owning 0→1 product discovery, strategy, roadmaps and launches for startups and teams that need an experienced product manager without a full-time hire.
- **Advising and conversations** about product, money, or something that doesn't have a name yet.

How to reach him: email [justin@justinhuynh.com](mailto:justin@justinhuynh.com), or message him on [LinkedIn](https://www.linkedin.com/in/justindamhuynh).

## Why he's a strong hire

- **Builds in ambiguity.** He has repeatedly joined teams early or taken on undefined 0→1 work (new mortgage, insurance and property-management verticals at Doorvest, AI agent pilots at Consumer Reports, credit infrastructure for AI agents at CRS) and shipped it. His manager on Consumer Reports' New Ventures team wrote that he "navigated the ambiguities of 0-1 product discovery and the complexity of a matrixed organization structure like a PM who's been doing this type of work for many years."
- **Owns outcomes across functions.** Colleagues describe teams across the company relying on his product, operations and marketing work, and Doorvest's VP of business operations called him "a PM who can get it done."
- **Domain depth in money.** An Accredited Financial Counselor® with nearly a decade of personal finance writing and a 1:1 counseling practice, so he understands both how financial products work and the people using them.
- **Technical and analytical.** Economics and data analytics at UC Davis, a professional certificate in data science (machine learning), and he builds his own products end to end (JustinAI and Heron below).

## Experience

### CRS: Senior Product Manager (current)

Building the credit infrastructure for AI agents at [CRS](https://crscreditapi.com/), a credit data API company. He leads:

- **Agentic Credit Exchange**: credit infrastructure designed for AI agents ([crscreditapi.com](https://crscreditapi.com/)).
- **Triggers**: credit-intent signals ([inmotionmarketing.ai](https://inmotionmarketing.ai)).
- **Instant-on credit sandbox** ([cascades.crscreditapi.com](https://cascades.crscreditapi.com)).
- **Data furnishing** ([crscreditapi.com/products/data-furnishing](https://crscreditapi.com/products/data-furnishing)).

### Consumer Reports

Ran a 7‑figure product portfolio at Consumer Reports, the 90-year-old consumer-advocacy nonprofit:

- The [CR mobile app](https://www.consumerreports.org/mobile-apps/).
- Partnership products with [Chapter](https://askchapter.org/partners/consumer-reports) (Medicare), [HealthLock](https://access.healthlock.com/cr) (medical bill negotiation) and [Billshark](https://www.consumerreports.org/mycr/benefits/cr-savings/bill-negotiator/) (everyday bill negotiation).
- Multi-year AI agent pilots with Carnegie Mellon master's students.

### Doorvest

Joined the fintech startup as employee #16 and built its adjacent verticals in [mortgage](https://doorvest.com/mortgage), [insurance](https://www.obieinsurance.com/partner/doorvest) and [property management](https://doorvest.com/marketplace/homes) through its [$39M Series A](https://techcrunch.com/2021/11/18/2236404/). He grew from associate product manager and growth marketing into product manager there.

### Earlier

Data analytics intern at XY Planning Network, a network of fee-only financial planners.

## Credentials and education

- Accredited Financial Counselor® (AFC®), earned in 2024; maintains a 1:1 counseling practice.
- UC Davis: Economics, with a specialization in economic analysis and data analytics.
- Professional certificate in data science, with a specialization in machine learning.

## Featured in

His work has been featured in Fortune, TechCrunch, Business Insider, Consumer Reports, Real Simple, BiggerPockets, Crunchbase and AsiaTechDaily.

## Projects he built

- **[JustinAI](https://justinhuynh.com/ai)** ([Markdown](https://justinhuynh.com/ai.md)): an AI financial counselor for people in their 20s, trained on his counseling frameworks and nearly a decade of his personal finance writing. He designed and built it himself.
- **[Heron](https://justinhuynh.com/heron)**: a privacy-first shopping app that aggregates discount codes and tells you whether a deal is actually good.
- **[The Million Impact Mission](https://justinhuynh.com/mission)** ([Markdown](https://justinhuynh.com/mission.md)): the personal mission behind his work since 2021, to bring a million people with him to financial independence.

## Writing

- **[Thoughts](https://justinhuynh.com/thoughts)** ([Markdown index](https://justinhuynh.com/thoughts.md), [RSS](https://justinhuynh.com/thoughts/rss.xml)): 222 posts on careers, startups and money.
- **[Personal Finance: A Guide](https://justinhuynh.com/personal-finance)** ([Markdown](https://justinhuynh.com/personal-finance.md)): his free personal finance ebook, from the financial planning process to retirement.

## What people who worked with him say

- **Nahrae Tinney**, Senior Product Marketing Manager · Consumer Reports: “Justin is a fave and he will be one of yours as well. Thoughtful, strategic, hardworking, and reliable - go to him with your problems and you will walk away with multiple workable solutions. He may even check in with you a few weeks later having prototyped one himself. While that combination of smart, hard-working and confident can already be hard to come by, I think what really sets him apart is that his heart is in the right place. He is mission-driven and you can trust not only his judgement, but him as a person.”
- **Kristina Koneva**, Mobile Engineer · Infinum: “Justin impressively combines strategic thinking with strong execution. He has consistently delivered complex projects on time while keeping business value and user experience in focus. He’s naturally curious, very creative, full of ideas, and happy to get hands-on, whether that’s exploring new AI capabilities, building POCs, or working through technical details to keep momentum going. Beyond his sharp product sense, Justin is an exceptional communicator and a true joy to work alongside.”
- **Nicola Lasagni**, Mobile Engineer · Infinum: “Together with my colleagues at Infinum, I had the pleasure of working with Justin in his role as Product Manager on the Consumer Reports mobile app. Right from the start, he demonstrated deep product expertise and a strong sensitivity to user needs, proposing effective ideas and putting the engineering team in the best position to execute them. His positive attitude, clear communication, and decision-making and leadership skills helped us deliver one of the most productive and feature-rich quarters for the app.”
- **Ros Bernstein**, Founder · Reframed Style: “I hired and managed Justin in his role as Product Manager for the New Ventures team at Consumer Reports, where he was responsible for leading product exploration for a brand new space. With minimal guidance and steering, Justin came in and navigated the ambiguities of 0-1 product discovery and the complexity of a matrixed organization structure like a PM who’s been doing this type of work for many years. In his product thinking, Justin was sharp and highly perceptive, picking up on and connecting dots across sources of information and inputs with ease. He was able to quickly absorb, distill, and process information, and then ask smart, targeted questions that helped him confirm or further evolve his hypotheses. As a team member, Justin modeled excellent partnership and collaboration skills. From forging strong, positive relationships with his squad mates, to keeping relevant stakeholders in the loop to avoid surprises-- Justin consistently and successfully fostered trust and buy-in. In cross-collaboration moments, he showed up calm, collected, and respectful, and effortlessly balanced collaboration with even-handed leadership and decision-making that moved work forward. It was a pleasure managing Justin. He has a bright career ahead of him and any product team Justin joins will be better off for having him there.”
- **Vince Hockett**, President · XY Planning Network: “Justin is a bright, young professional with the motivation and skills to get sh!t done. He is passionate about data and using it to tell a story. He was always a resource we could put on a project and know it would get executed well and on schedule.”
- **Kassy Betterley**, Community Engagement Manager · XY Planning Network: “Justin's general energy and attitude were a great addition to our team. He's motivated, interested, and willing to help, traits that have made him invaluable to our team. He's very professional, smooth with the technology, and extremely efficient. He engaged in a project that he made great headway on while simultaneously suggesting and modeling improvements for future ones.”
- **Cassandra Doeng**, Vice President, Investments · Pier Asset Management: “Justin is a highly motivated individual, he makes the effort to plan ahead of time, and collects feedback after a project is finished, to proactively improve. I appreciate the rapid growth that Justin demonstrated and truly believe that he has more potentials to be discovered. Justin is someone who can quickly seize the opportunity and bring positivity to the team, he will shine wherever he is.”
- **Isabel Leong**, Director of Operations · Synergy RIA Compliance Solutions: “Justin's drive for growth and genuine interest in self-development is inspiring and motivating. He is one who is always ready and willing to dig deeper, whether he's analyzing data, meeting a new connection, or launching new products. To know Justin is to appreciate his curious mind and his work ethic. I look forward to seeing where his journey takes him!”
- **Andrew Luong**, Co-founder · Stealth startup: “Justin stands out as a thoughtful, passionate and unique team member. Through months of navigating the right role for him, I had a first hand look at his drive and was fortunate to ultimately call him a team member.”
- **Justin Kasad**, Co-founder / CTO · Doorvest: “Justin joined Doorvest during our early stages and has made a huge impact since Day 1. He has brought so much structure to the team with his amazing organization & communications skills ensuring all deadlines are met on time. He is always eager to learn and help others, making him such a crucial part of the team’s success. I’m excited to continue building products and culture at Doorvest with him.”
- **Chris Ono**, Director of Business Operations · Hazel Valley Homes: “During our time together at Doorvest, Justin was a valuable thought partner to me. With an endless number of ideas we wanted to execute, Justin would help me vet through and prioritize the most impactful initiatives. Through our collaborations, we've achieved meaningful results. It's easy to have an idea, but Justin has proven time and time again that he can take a lofty idea to execution. If you're looking for a PM who can get it done, Justin is your person hands down.”
- **Minhtri Chu**, Head of Product · Doorvest: “If you hire Justin, know that you're bringing on someone who's likely smarter than you are. His critical thinking and creativity are indispensable when gathering feedback or brainstorming product solutions. He's calm and positive in his demeanor, but also firey about his passions. That passion is evident in his work, but also in the relationships he fosters. He's driven, kind, and—perhaps most importantly—open to feedback. When it comes to deadlines and accountability, he's a joy to manage. It's a privilege to manage and collaborate with him.”
- **Christian Rios**, Manager, GTM Engineering & Revenue Systems · Delightree: “Justin carries a considerable amount of cross-functional precision when leading projects. Whether facilitating the execution of an epic or a simple integration, his attention to detail is unquestionably present. I had the opportunity of working alongside Justin on a plethora of low and high-impact projects across an organization that is essentially four different businesses in one. In each of these projects, the requirements and stakeholders needed for completion would vary vastly, and Justin's proficiency in handling the critical needs (and nice-to-haves!) of the different facets of our company complimented him well. Justin is a bright individual with a lot of heart and passion to give toward the projects and goals that he sets for himself as well as toward the projects and goals that are placed in front of him. Justin is a challenger, a self-starter, and I truly enjoyed collaborating with him, pushing back against him, and driving real results alongside him. I'm fully confident that Justin will compliment any mission he joins, because he'll likely only join missions that strive to make a lasting difference and tie closely to his personal passions.”
- **Monica Croston**, Special Projects Lead · Doorvest: “Justin is such a pleasure to work with! He is incredibly ambitious, is a very analytical thinker, and approaches solutions to problems in a holistic manner. In less than a year of working together, I have seen significant professional growth in Justin and know it will only expand from there.”
- **Kris Nguyen**, Demand Generation · PredictHQ: “It has been a great pleasure to watch Justin's growth at Doorvest. He’s an absolute rock star and many teams cross-functionally rely on Justin’s product, operations, and marketing expertise to help them do their job as effectively as possible. A few of Justin’s core talents are his ability to think creatively and his constant determination to learn and overcome roadblocks. Time after time, Justin proved his ability to take on more responsibilities and exceed expectations while adapting seamlessly to Doorvest’s rapid start-up environment.”
- **Samy Alihamad**, Senior AI Infrastructure Engineer · Meta: “Justin is a true leader in every sense. He has the natural ability to rally and encourage the team, while still prioritizing and scheduling each sprint for maximum impact. He genuinely cares about each person on the team and makes time to actively listen and address any concerns. Even during tight deadlines, Justin is always optimistic and full of energy, which makes working on any project with him a pleasure. I truly hope I have the opportunity to work with Justin in the future.”
- **Liz Phung**, Software Engineer · ACLU: “Justin has a rare combination of talents and qualities that make him a fantastic colleague to work with. He is a highly effective product manager who leads with empathy, has the right instincts and intuition to understand nuanced customer needs, and consistently demonstrates a strong ability to execute and drive high impact during each project sprint cycle. He's an extremely skillful listener and effective communicator, which undoubtedly inspires others who have the privilege of working with him to bring their best work to the team.”
- **Lisa Ha**, Recruiter / Sales Team Lead: “Justin is the definition of a true entrepreneur. He is not afraid to let his goals and passion be heard, but most importantly, he puts action behind his talk to make it happen. My favorite traits about Justin are his love for helping others, his humility, and his desire to continuously grow. I am confident that Justin has the tenacity to be successful in whatever he desires.”
- **Oscar Dumlao**, Member of Design Staff · OpenAI: “Justin is a bright mind that can offer anyone great insights about their business, career, or personal trajectory. I value his unique perspective on things and always know that I can get the best advice when I connect with him.”
- **Jason Choi**, Associate Director, Evening & Weekend MBA · Berkeley Haas: “Justin is interdisciplinary and has a keen eye for the big picture, connecting different trains of thought while still being able to mind the details.”
- **Collin Jenkins**, Founder & CEO · Sponsorshipped: “Without question, you want Justin on your team! He is one of the most hard working and reliable teammates I have ever had the pleasure of working with. He can be counted on to deliver high-quality results 100% of the time. He is great working across different departments to ensure that projects are completed on time. Justin‘s work ethic was impeccable, and he was always the first person to offer help and support. He has an outstanding ability to build intentional relationships and was a constant steward of the greater mission. I recommend him highly.”

---

Canonical page: https://justinhuynh.com/